What is a House and Land Package

More House & Land packages available exclusively through Velocity, powered by Summit Homes Group, one of WA’s most trusted builders with 48 years of experience. For more exclusive house and land packages visit our Velocity website. ‍When you buy a house and land package in a developing area, the community around it may need some time to grow and develop.
This procedure is streamlined by First Home Buyer Loans Australia the packaged approvals that many lenders provide. Land developers and home builders work together to establish efficiencies that frequently result in cost reductions. Developers manage governmental permits, infrastructure installation, and land purchase. Home design, building, and quality control are the main priorities of builders.

Before you even consider signing up to buy a house and land package, it’s important to conduct due diligence. House and land packages can be the fast lane to owning a modern, stylish, and functional home. Visit the packages available here or contact us with your ideal location and we’ll discuss the package options to suit you.
For first home buyers, securing a house and land package requires careful planning, financial preparation, and understanding the steps involved. Since these packages offer an affordable pathway to homeownership, many government incentives and financing options exist to support first-time buyers. Below is a detailed guide on eligibility requirements and the step-by-step process to secure a land and house package. Financing is the major differentiator between purchasing a house and land package and either individually.
If you have signed a contract to buy a house subject to finance, most lenders will prioritise your application to meet the timing of the finance clause (typically 14 days). There are several potential costs to factor in if you refinance your  home loan.  You’ll have most of the same costs as you did when you got your loan initially (e.g. establishment fee and valuation fee), as well as a discharge fee charged by your old lender.

Learn the 6 essential factors to consider, from upfront costs to location. Guaranteed peace of mind with no hidden costs on your house and land package. Where you pay for the entire house and land contract when the house is completed and you’re ready to move in. Having been in the business for over 15 years, Redink boasts a strong network of the construction industry’s biggest land developers and real estate agents.
ABM Homes has a combined experience of more than 25 years in the ACT real estate market. All our homes come with 6 months service guarantee and 7 years structure warranty. That means you buy both the land and the house together, rather than purchasing land and then hiring someone to build it. Depending on whether you opt for a turnkey package or a design-and-build package, your level of involvement in the process may vary.
Maybe you’ve put off buying a home because of no savings, low income or bad credit. Brand-new homes allow investors to claim higher depreciation, improving after-tax returns. This is one of the biggest advantages compared to buying established properties. With everything new, the first 5–10 years generally require minimal repairs. Investors also benefit from builder warranties and structural guarantees.

House and land packages aren’t just great for first-time buyers; they also present a fantastic opportunity for investors. With a long-standing background in both commercial and residential projects, I can tell you that house and land packages offer unique advantages to investors looking to expand their property portfolio. I’ll walk you through everything you need to know about house and land packages in Australia—from the benefits and financing options to key considerations before making a decision. Whether you’re in Melbourne, Sydney, or any other part of regional Australia, there’s a package to suit your needs. A house and land package is when a buyer secures a block of land and the construction of a home in one process but two contracts.
We’re proud to present a collection of environmentally safe house & land plots specifically designed to meet the needs of conscious living individuals. Our mission is to build socially, environmentally, and financially responsible house & land opportunities, ensuring a healthier and greener future for Australian families. Another benefit is that new house and land packages are often built with sustainable materials. As the construction industry becomes more and more environmentally conscious, so do the houses that are built.

As first-home buyers in Melbourne, the process felt both exciting and overwhelming. We wanted something affordable that suited our style—and Carlisle Homes stood out. Their EasyLiving range was perfect for us, and the glowing reviews gave us confidence. Their strong reputation for quality and customer care sealed the deal. This ensures not only great product specs, build times and quality but also real peace of mind, backed by our lifetime structural guarantee. For easy financing, Redink homes have teamed up with Lets Finance, helping you secure the best value home loans.
The loan amount is determined through an 'as if complete' valuation, which estimates your property's value once construction is finished. If you’re looking to buy a vacant block of land for your next home, and need some help to finance it, a Land Loan could be for you. And when it comes time to start building your home, we can help you with a construction loan. It’s not unusual to have a lot of questions when you are deciding whether or not to buy a home and land package. Outside of ‘what is a house and land package’, one of the most common is ‘what is included in the cost’. It can be difficult from simply looking at brochures and websites to get a clear picture.
Remember to consult with finance professionals throughout this process to ensure you're making informed decisions about one of life's biggest investments. With the right team supporting you, your dream home can become reality sooner than you might think. Get in touch if you have any questions about the cost of building a home, finance and interest rates, or your borrowing power. “The capital gain over the past 25 years equates to an annual growth rate of 6.8% for houses and 5.9% for units.

‍As house and land packages involve the construction of a new home, you’ll get the peace of mind of the builder’s warranties and guarantees. These may cover structural defects, workmanship, and materials for a certain period, providing reassurance against unexpected issues or costly surprises. Whether you’re investing in NSW, QLD, VIC, SA, or WA, understanding how house and land packages work will help you decide if they fit your portfolio strategy. In this guide, we’ll break down how they operate, their benefits, their drawbacks, and how to choose the right one. This scheme makes house and land packages much more accessible for first home buyers who are still building their deposit.