Find home loan options and calculators

Zanda Wealth serves various locations across Australia, including Sydney, Melbourne, Brisbane, Adelaide, Perth, and more. With our award-winning mortgage brokers, tough home loan approvals become a breeze. Estimated LVR is based on the limited information provided and is for illustrative purposes only.
Because Adelaide's median sits around $650,000, many borrowers qualify for sharper rate tiers reserved for smaller loan sizes. Our comparison engine scans 3,000+ products across 60+ lenders and surfaces the best matches for your specific LVR, income, and property type in seconds, before you share any personal details. Variable rate home loans are generally more flexible and have more features than fixed rate home loans. The interest rate fluctuates with the market ensuring you always have a market rate for your home loan.
Pay no settlement service fee on purchase or refinance applications, and save $345. Empower your Adelaide business with our customized business loans. Whether you’re a startup in the innovative precinct of Lot Fourteen or expanding your business in the CBD, Non Bank Home Buying Broker Adelaide  our Adelaide financial advisers provide tailored solutions for your growth.

They maintain MFAA and FBAA memberships, ensuring professional standards. Their Credit Representatives are registered with ASIC, guaranteeing compliant, ethical advice. Choose a Specialist - Based on your requirements, you can work with a licensed mortgage broker in Adelaide who specialises in loans like yours. Discuss your home loan requirements with an experienced home loan broker Adelaide has at National Finance Choice today.
But it's possible to compare home loans and apply directly with a lender, without the help of a broker. It generally comes down to how confident you are comparing loans and taking care of the application admin by yourself. We display all the loans on our database, but if you want to check your eligibility with our lender panel, simply hit ‘Compare now’ and we’ll do the work for you. The Smartsaver option is a no-frills loan that carries no monthly fees. Options are available whereby clients can access savings accrued to the home loan and no penalties accrue to lump sum injections into the mortgage. That said, the base offer remains the same and the online loan application process too when one is looking for a home loan.
LVR is important because it may affect your borrowing power. Generally, the lower the LVR the better, as it carries less risk for the lender. If your LVR is above 80% (that is, you're looking to borrow more than 80% of the value of the property you want to buy), you may need to pay Lenders Mortgage Insurance (LMI). This insurance protects the lender - ANZ, not you - if you default on your home loan and there’s a shortfall following the sale of the property. Generally speaking the higher your LVR, the more LMI will cost. Whether you're a first-time homebuyer, seasoned investor, or looking to refinance, their brokers work tirelessly to secure competitive rates and favorable terms.

But it's only a hypothetical calculation based on a specific loan amount and term. It's not that useful because every borrower's situation is unique. If you’re looking to reduce your mortgage repayments, refinancing to a lower interest rate, or extending your loan term are two strategies that could be considered to lower your monthly mortgage costs. If Adelaide Bank was on your shortlist for its fee-light products or fixed-rate offset, Bendigo Bank is the direct successor and the sensible comparison point today. See our Bendigo Bank home loan review, or have us compare Bendigo Bank and 30+ other lenders against your situation. If Adelaide Bank’s fee-light products or fixed-rate offset were the appeal, Bendigo Bank (the same parent group) is the live comparison point.
It will depend on the type of home loan you choose as to whether an annual fee applies. Visit our Home Loan Fees Information Page to find out more. Depending on the type of loan you select, making extra repayments could reduce the interest charged on your loan and may help you pay off your loan earlier. Reserve Bank of Australia held interest rates at 4.35% on 16th June 2026. Bendigo and Adelaide Bank Group consolidated its two banking brands.

You then repay this borrowed amount over the length of your loan (generally over 25 to 30 years), in regular instalments that includes interest. Keep your credit scores, property and suburb reports, loan comparisons and borrower scenarios all saved and easily accessible in your Home Loans Dashboard. Our powerful lender-matching engine assesses your eligibility against the lender’s criteria. Instead of a laundry list of loans, you’ll see only those you’re eligible to apply for.
Home lending in Australia is heavily concentrated around the 'big four' banks. In fact, the combined value of home loans with the major banks is almost three times that of all other banks in Australia combined. Yes, we partner with lenders offering 90–95% LVR loans without LMI for qualified professionals like doctors, lawyers, and accountants. We work directly with SA lender credit teams to structure applications for faster approvals and better interest rate outcomes. With median home prices exceeding $850,000, local knowledge is essential. Our brokers understand which lenders favour SA postcodes, how to structure your application for higher approval chances, and how to maximise SA concessions and grants.